Best Value For Money
Expect Credit Services of A1 Quality
Money-Back Guarantee
Get a Full Refund on No Results
Customized Service
Tailored Made Just for YOU!
Jeff Estivenson Ulysse
Credit Analyst
WHAT WE DO?
Collections
Charge-offs
Repossessions
Liens
Bankruptcies
Judgments
Foreclosures
Get an appointment
NJ Multi-services LLC
Powered by A1Q
Setting Up
We securely gather some personal information and pull a free credit report without affecting your credit rating
Reviewing
We review your credit history and identify the items you disagree with that are damaging your credit.
Analyzing & Optimizing
We analyze your positive credit and optimize your report using financial techniques suited to your situation
CLIENT TESTIMONIALS
A Fresh Start!
I was skeptical about credit repair at first, but this company exceeded my expectations. They explained every step of the process, answered all my questions, and delivered amazing results. Thanks to them, I’ve been able to refinance my car and get approved for a new credit card. I finally feel in control of my finances! – Emil R.
A Life-Changing Experience!
I never thought I'd see the day when my credit score would be in the 700s again! After struggling with bad credit for years, I decided to give this service a try, and I'm so glad I did. They removed negative items from my report and guided me on how to maintain good credit habits. Now, I’ve been approved for my dream home! – Sarah L.
Fast Results and Professional Service!
When I started, my credit score was in the low 500s, and I felt stuck. This team worked tirelessly to dispute errors on my report and provided helpful tips to improve my financial habits. Within just a few months, my score improved by over 100 points! I’m so grateful for their support. – James M.
Frequently Asked Questions (FAQ)
What are collections, and how do they affect my credit?
Collections occur when a creditor sells your unpaid debt to a collection agency. It can negatively impact your credit score and stay on your credit report for up to seven years.
What does a charge-off mean on my credit report?
A charge-off happens when a creditor deems your debt as unlikely to be paid. While the debt may still be owed, it severely impacts your credit score and can stay on your report for up to seven years.
How do repossessions affect my credit?
Repossessions occur when a lender takes back property (like a car) because of missed payments. Repossession can significantly damage your credit score and remain on your report for up to seven years.
What is a lien, and how does it affect me?
A lien is a legal claim placed on your property due to unpaid debts (e.g., tax or mechanic's lien). It can prevent you from selling or refinancing your property until the lien is resolved.
How do bankruptcies impact my credit?
A bankruptcy filing can severely damage your credit score, as it shows a history of financial instability. It remains on your credit report for seven to ten years, depending on the type of bankruptcy filed.
What is a judgment, and how does it affect my finances?
A judgment is a court order that confirms you owe money to a creditor. It can lead to wage garnishment, property liens, and significant credit damage, staying on your report for up to seven years.
What is foreclosure, and how does it impact my credit?
Foreclosure occurs when a lender takes possession of a property due to unpaid mortgage debt. It causes severe damage to your credit score and can stay on your credit report for up to seven years.
How can I schedule an appointment for assistance with these services?
To book an appointment, simply click on the "Apply for Credit Analysis" button or contact us directly to schedule a consultation. We're here to help you understand and resolve these issues.
Hours
Mon - Fri
9:00 am – 5:00 pm
Location
2543 watermill dr Orange park
Fl US 32073
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